However, if you make a deposit after closing or on a day we are not open, we will consider that the deposit was made on the next business day we are open. You will not be permitted to withdraw funds from your account that will cause the balance to fall below the hold amount which is equal to your Foundation Card credit limit. WebATMs ATMs 32,000 ATMs Nationwide Being a BOK Financial client means you get FREE access to more than 32,000 ATMs across the country! An interest accrual that totals less than $0.01 is carried forward to be added to future accruals. Failure to examine your statement and items and report any errors or problems to us within 60 days of when we first send or make the statement available precludes you from asserting a claim against us for any errors or problems related to items or other matters identified in that statement and as between you and us the loss will be entirely yours. Balances of $20,000.01 and over will earn an Annual Percentage Yield of 0.01% when the above requirements are met. Dormant Account Fees do not apply to accounts owned by Texas residents and only apply to accounts when the daily balance falls below $2,500.00 any day of the statement cycle. Beneficiaries cannot withdraw unless: (1) all persons creating the account die, and (2) the beneficiary is living when the last person who created the account dies. *Visa Rules generally definePIN-Debit Networkas a non-Visa debit network that typically authenticates transactions by use of a personal identification number (PIN) but that is not generally known for having a card program. We will send you confirmation - either in writing or by another type of record - of your stop-payment order which will include the date on which your stop-payment order will lapse. For example, the right of setoffdoes not apply to this account if: (a) it is an Individual Retirement Account or similar tax-deferred account, or (b) the debt is created by a consumer credit transaction under a credit card plan (but this does not affect our rights under any consensual security interest), or (c) the debtors right of withdrawal only arises in a representative capacity, or (d) setoffis prohibited by the Military Lending Act or its implementing regulations. Minimum balance to open the account -There is no minimum balance to open this account. Webbetween you and Umpqua Bank. Web Initiate transfers of funds between your Arvest Bank checking, money market and savings account(s). In addition, if you initiate an arbitration in which you seek relief valued at greater than $10,000 (either to you or to us), the payment of these fees will be governed by the AAA rules. The Save10 Youth Savings account will convert to a Simply Savings account when the primary owner turns 18. However, the first $225 of your deposits will be available on the first business day after the day of your deposit. You are leaving the Simmons Bank web site. If you and we do not reach an agreement to resolve the claim within 45 days after the Notice is received, you or we may commence an arbitration proceeding. Further, unless both you and we agree otherwise, the arbitrator may not consolidate the claims of more than one person (except for the claims of co- or joint account owners pertaining to that account), and may not otherwise preside over any form of a representative, class, or private attorney general proceeding. In this arbitration provision only, references to you and your mean the account owners, all authorized or unauthorized users or beneficiaries of the account, each of those persons assignees, heirs, trustees, agents, or other representatives, and if the account owner is a business, the account owners parents, subsidiaries, affiliates, predecessors, successors, assigns, and each of those entities agents and employees. You may make withdrawals of principal from your account before maturity. Residential and Commercial LED light FAQ; Commercial LED Lighting; Industrial LED Lighting; Grow lights. This fee will not apply until the primary owner reaches age eighteen (18). You are leaving the Simmons Bank web site. The Notice to us should be sent by certified mail to: Legal Department, Simmons Bank, P.O Box 7009, Pine Bluff, Arkansas 71611-7009 (Notice Address). where it is necessary for completing transfers; or, in order to verify the existence and condition of your account for a third party, such as a credit bureau or merchant; or, in order to comply with government agency or court orders; or. Verify incoming direct deposit amounts or the credits and debits that have posted to your account(s). To ensure that your check or share draft is processed without delay, you must indorse it (sign it on the back) in a specific area. The Simply Youth Savings account will convert to a Simply Savings account when the primary owner turns 18. We do not charge for direct deposits to any type of account. We may require that all account holders or authorized signers sign any instruction, check, item, or other withdrawal order even though the signature card for your account allows for one signature. If you prevent renewal, interest will not accrue after final maturity. The fee is the lesser of $35 or the annual interest earnings on the account. If you tell us within 2 business days after you learn of the loss or theft of your card and/or code, you can lose no more than $50 if someone used your card and/or code without your permission. We will pay all AAA filing, administration, and arbitrator fees for any arbitration we commence against you. For example, if you deposit a check and it is returned unpaid or we receive a notice of nonpayment, we do not have to notify you unless required by federal Regulation CC or other law. Not receiving your statement in a timely manner is a sign that there may be an issue with your account, such as possible fraud or identity theft. We will have a reasonable period of time to investigate the facts and circumstances surrounding any claim of loss. Duty to protect account information and methods of access -It is your responsibility to protect the account numbers and electronic access devices (e.g., an ATM card) we provide you for your account(s). Types of ATM Card Point-of-Sale Transactions -You may access your checking account(s) to purchase goods (in person), pay for services (in person), get cash from a merchant, if the merchant permits, or from a participating financial institution or do anything that a particular merchant will accept. Debit/ATM card limits: Maximum amount of total daily withdrawals and purchases. As always, we recommend consulting a legal or tax professional if you have any questions about managing your HSA. imomushi8 6 yr. ago If you have any questions, please call us. We may supply any missing indorsement(s) for any item we accept for deposit or collection, and you warrant that all indorsements are genuine. Making sure you have all the support you need, for life. You agree to cooperate with us in any legal actions that we may take against such persons. Minimum balance to obtain the annual percentage yield disclosed -You must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed annual percentage yield. We can decide what identification is reasonable under the circumstances and such identification may be documentary or physical and may include collecting a thumbprintor fingerprint. WebWorking at Simmons Bank: 276 Top Reviews | Indeed.com Start of main content Simmons Bank 51 3.4 Write a review Snapshot Why Join Us 276 Reviews 274 Salaries 203 Jobs 58 Q&A Interviews 7 Photos Simmons Bank Employee Reviews Review this company Job Title All Location United States 276 reviews Ratings by category 3.4 Work WebLooks like Capital One has a $5,000 daily limit for mobile/ATM check deposits and a $10,000 monthly limit. We can refuse to accept substitute checks that have not previously been warranted by a bank or other financial institution in conformance with the Check 21 Act. Computer Transfers - types of transfers -You may access your account(s) by computer through the internet by logging onto our website at www.simmonsbank.com and using your user identification and a password, to: Mobile Banking Transfers - types of transfers -You may access your account(s) through the browser on your cell or mobile phone at www.simmonsbank.com and using your user identification and a password, to: You may be charged access fees by your cell phone provider based on your individual plan. Limitations on the number of telephonic transfers from a savings account, if any, are described elsewhere. Customer- initiated activity includes (A) a communication between the bank and the customer in which (i) the customer requests the account status be changed to active and (ii) the customers identity is authenticated by the bank, (B) deposits to the account, or (C) withdrawals from the account, but does not include the payment of interest or the assessment of fees and charges by the bank. Please note, if a transaction shows as pending, it has not settled and posted. Or, in our discretion, we may freeze the assets in the account and not allow any payments out of the account until a final court determination regarding the legal action. You will pursue your rights or, at our option, assign them to us so that we may pursue them. Minimum balance to open the account -You must deposit $500.00 to open this account. Earnings in the form of interest, dividends, or credits will be paid only on collected funds, unless otherwise provided by law or our policy. Liability for failure to make transfers -If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. The interest rate will be the same we offer on new time deposits on the maturity date which have the same term, minimum balance (if any) and other features as the original time deposit. We encourage you to agree and tell us in writing of the percentage of the deposit contributed by each of you. We will honor the authorization until we actually receive written notice of a change from the governing body of the entity. This account IS NOT available to Business or Commercial customers. There are no Monthly Service Charge, Balance Requirements, or Maintenance Fees associated with this account. If you wish to make a contribution for the Previous Tax Year, it must be designated as a Prior Year Contribution at the time of your deposit. Actual credit for deposits of, or payable in, foreign currency will be at the exchange rate in effect on final collection in U.S. dollars. Except where limited by applicable law, any fees or expenses we incur in responding to any legal action (including, without limitation, attorneys fees and our internal expenses), except for an action you commence against us, may be charged against your account. There are no limitations on the frequency or timing of additional deposits, except that no additions can be made in the last seven days before maturity. You may avoid the Paper Statement Fee by enrolling to receive eStatements instead of paper statements for this account. For this reason, we are not required to honor any restrictive legend or indorsement or other special instruction placed on checks you write unless we have agreed in writing to the restriction or instruction. Contact Simmons Bank Customer Support by sending a message in your online or mobile banking or by If you have an overdraft line and the transfer would go over the credit limit. The automated processing of the large volume of checks we receive prevents us from inspecting or looking for restrictive legends, restrictive indorsements or other special instructions on every check. Eighteen ( 18 ) across the country funds between your Arvest Bank checking money. Rights or, at our option, assign them to us so that may. The support you need, for life not available to business or Commercial.... Interest earnings on the number of telephonic transfers from a Savings account if... % when the primary owner turns 18 at our option, assign them to us so that we take... All AAA filing, administration, and arbitrator fees for any arbitration we commence against you of your deposits be!, it has not settled and posted and purchases verify incoming direct deposit amounts or the credits and debits have. 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