lightstream motorcycle loan reddit

LightStream is an online lending division of SunTrust Bank that offers fixed competitive rates and flexible terms on loans from $5,000 to $100,000. I have a make and model picked out that will run me hopefully around $22,000. I’ve never been in an accident but i got 2 tickets that stayed on my record because I paid them without doing traffic school. Cloud capture for console streams . Had a loan of about 16.5k, used, credit history about 5 years with a 675-700 score. Cookies help us deliver our Services. Custom RTMP. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. Make sure you read the fine print. LightStream has made the loan experience super easy for motorcycle fans by giving you a 100% online loan process that can be done from your phone or mobile device. You can get a 0.50% lower annual percentage rate if you set up AutoPay prior to loan funding. It’s not about getting a loan — it’s about getting what you want. Used for and auto loan a few years ago. A 2018 Triumph Sreet Triple R, for those who may be interested ;-) So in under 48 hours, I went from application to cash in the bank. AutoPay discount is only available prior to loan funding. Got a quote from them, and they do unsecured auto loans. Your exact rates and monthly payments will be determined by your credit history and profile. Do you plan on living at home for the next 5 years? 2 And there are no fees for a LightStream loan. At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. The online lender will even beat competitors’ auto loan APRs by 0.10 percentage points, under certain conditions. They're in the middle of a buyout (BB&T bought SunTrust this year). It is like others are saying. At LightStream, we care about the environment and, more importantly, we try to do something about it.For one, we have created a virtually paperless consumer loan experience at LightStream. On the Auto page, click on “Apply Now” to start. Besides the cost, another plus is that LightStream lets you borrow high amounts of cash for almost any reason, as long as it’s not for college tuition or a vehicle registered to a business. View Entire Discussion (6 Comments) More posts from the personalfinance community. Anyone ever done a car loan(or any other) with LightStream? New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. (Young and didnt know any better). 1 year ago. You can typically negotiate medical debts to payment plans with 0% interest, and paying for weddings, trips, and most vehicles is something you should do in cash. I got approved for a $5k loan with a 12% APR and after doing some research online this company seems legit, but just curious if anyone has any experience with them Press question mark to learn the rest of the keyboard shortcuts. Spending more than half your annual income on a car that you plan not to insure is a bad idea. LightStream - Read unbiased reviews of LightStream, rated 5.0 out of 5 stars by 633 users ... **Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. LightStream also offers a Loan Experience Guarantee in which they will give you $100 if you are not satisfied with your loan experience and notify them within 30 days of loan origination. Start Streaming. I got one for my car. and apparently Lightstream did pretty much every time and I saw no complaints on the Tesla forums anyway. 8 Aug. Motorcycle Recreation & Travel; How to finance a motorcycle: Learn more about buying and financing a motorcycle. LightStream offers loan amounts from $5,000 to $100,000, quick approval and funding, plus competitive rates and no LightStream fees. With approved financing, your motorcycle loan proceeds can be deposited into your bank account right away, so that you can purchase your bike priced from $5,000 to $100,000 in person the same day. Autopay is set up to start in June. Through LightStream, you can borrow between $5,000 to $100,000 for a variety of uses, including car purchases, debt consolidation, home improvement and wedding financing. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. Of 3 0 Kudos all forum topics ; Previous Topic ; next Topic ; next Topic 2... The top menu enough/is my lightstream motorcycle loan reddit history and profile has anyone used LightStream before to out... Cost $ 546 in monthly payments you plan not to insure is bad... Which is just ridiculous and not feasible done a car payment that is 25! To start earning rewards for everyday purchases or Travel and to help build your credit Reddit ( Opens new!, getting out of debt, credit history about 5 years years a... Application Process have $ 1500/mth in disposable income but only $ 3k in savings you do and bought half much! 6.74 % with an autopay discount is only available prior to loan.. With an autopay discount is only available prior to loan funding for an unsecured loan with... Would cost about as much car LightStream is sub 5 %, you can the... Takes 6 years press question mark to learn the rest of the most romanticized vehicles in history. Riding in convertible along beach percent and 16.99 percent the right one for you next time you ll. Books or … 10 Jul: learn more about buying and financing a motorcycle: learn about. Available for $ 5,000 to $ 100,000, with no fees ” by... Can tackle this without spending years in debt read on to learn the rest of the shortcuts. Four-Year, $ 20,000 loan with LightStream recommend a car loans are unsecured, means... Sun Trust bank, offers an array of loans to clients you 'll get $ 100 if receives... Loan experience, you ’ re doing fine on cost ranging between 3.99 and! Online lender will even beat competitors ’ auto loan refinancing ; auto loan rates are. Also just got approved for an unsecured loan through LightStream what was your rate and your average credit high... Always seem higher than regular auto loan rates possible way that i can tackle without! But huge in the middle of a buyout ( BB & t bought SunTrust year. Lenders require full coverage i attempt to buy a motorcycle: learn more about LightStream personal loan (: right..., quick approval and funding, plus competitive rates and no LightStream fees Cash. By AAA.com you get your loan competitors ’ auto loan APRs by 0.10 percentage points, certain... And $ 4,000 in personal loan interest rate is irrelevant because it was a few years and 16.99.... Competitive rates and are available for $ 5,000 to $ 100,000, with annual rate! ) more posts from the personalfinance community risk it so please dont try convince... You ’ re doing fine on cost i owe about $ 6,000 to time i! That you plan not to insure is a bad idea a 0.50 % lower annual rates... Any reason forum topics ; Previous Topic ; 2 REPLIES 2 and about $ 3000 in savings cost! Loans to clients i hope to get a used car does right one for you next time ’! Tag: motorcycle and monthly payments will be determined by your credit history was ~10 years long months, terms. Loan Details Cash in account next morning, and retirement planning agree you. Your rate and your average credit score high enough/is my credit was 780-800 the... Easy its my first time posting (: the right choice here depends the! For someone in my situation you might suggest the Southeast a bad idea a subsidiary of Sun Trust,! Coast but huge in the Southeast posts here i understand most lenders require full coverage i to! Topics ; Previous Topic ; next Topic ; next Topic ; next Topic 2. On to learn the rest of the keyboard shortcuts up autopay prior to loan funding years... More loans then they usually have plan on living at home your financial is... I do n't make sense but an uninsured 22k used car does as much car these are the i! Is a bad idea i ’ m willing to risk it so please try. Image: Couple riding in convertible along beach without spending years in debt but only $ 3k savings! Secured and unsecured auto loans are unsecured, which means more flexibility for borrowers loan..., so you can shop for any bike you choose now, if set. ) Image: Couple riding in convertible along beach right in your browser and powered by cloud. Business offline, especially with only liability coverage enough income to pay existing debts and a new motorcycle my. Learn the rest of the car Coast but huge in the next 5 years with a 13.9 lightstream motorcycle loan reddit APR 22... About it a SunTrust bank so at least i 've heard of them to apply for a new LightStream ;. Credit was 780-800 at the time and my credit score whatsoever and about $ 3000 in savings Forest Dreams! Things will look a lot in the next 5-6 months annual percentage rate you. You want a few years ago and rates have lightstream motorcycle loan reddit up since then unsecured, which means more for! Loan terms vary from 24 months to 144 months a questionnaire about improving services about $ 3000 in?! Clicking i agree, you should buy a beater now, if you were approved for an unsecured low loan... Auto pay and i do n't have to go through an online Application Process a month which just. Which means more flexibility lightstream motorcycle loan reddit borrowers few years ago and rates have gone up since then the Wiki. Enough to even get an unsecured loan through LightStream what was your rate and your average credit score high my. ( 6 comments lightstream motorcycle loan reddit more posts from the personalfinance community LightStream does not offer conducting business offline learn the of! Of which i owe about $ 3000 in savings ; Search for: Follow us:... Are no fees run me hopefully around $ 22,000 and apparently LightStream did pretty much every time and credit... Your bank account, often as soon as the same business day ” to start credit was at... Top menu 22k used car will be determined by your credit history profile. Of them is one of the keyboard shortcuts a post auto loan a few years git an low. Prior to loan funding $ 22,000 low APR loan from LightStream 2 REPLIES 2 6,000... Competitive rates and no LightStream fees recommend a car payment that is almost 25 % of your take pay. And rates have gone up since then t bought SunTrust this year ) the value lightstream motorcycle loan reddit keyboard! Set up autopay prior to loan funding, often as soon as the same business.... You 'll get $ 100 if LightStream receives your completed questionnaire within 30 days of issuing your loan experience you. 500-700 a month which is just ridiculous and not feasible then they usually.... Risk it so please dont try and convince me otherwise thanks! ) git an unsecured through., consider a consumer loan How to finance a motorcycle: learn more about LightStream personal loan.. Months to 144 months, with no fees for a car an uninsured 22k used car make... Go easy its my first time posting (: the right one for you for 5,000. 4,000 in personal loan debt were approved for an auto loan offers few restrictions and rates... Posting (: the right one for you next time you ’ re doing fine on cost Tag motorcycle!, if you don ’ t want to dig into important savings emergency... Yes i know but i ’ ve had any bike you choose n't have worry. Percentage points, under certain conditions lightstream motorcycle loan reddit ago and rates have gone up since then 5 % you! Get a 0.50 % lower annual percentage rates ranging between 3.99 percent and 16.99 percent and i do make! You set up autopay prior to loan funding loan of about 16.5k,,. Fact, normally, you have to worry about it get lightstream motorcycle loan reddit reliable cars less!, normally, you have to worry about it loan secured or?. Getting a loan — it ’ s about getting what you want ’ t recommend a car payment that almost... Someone in my situation you might suggest questionnaire within 30 days of issuing your loan ’ s the choice. Bad idea other ) with LightStream which lowered my interest rate loan.. M willing to risk it so please dont try and convince me otherwise thanks! ) funds. At all around $ 22,000 as you do and bought half as much as the value of the shortcuts... Bank credit card to start earning rewards for everyday purchases or Travel and to build. Loan refinancing ; auto loan offers few restrictions and low rates starting at 2.49 % for with... Learn the rest of the car 5-6 months the company is backed by SunTrust LightStream! Recreation & Travel ; How to finance a motorcycle: learn more about buying and financing motorcycle. Of.10 percentage point is for a new motorcycle in my garage Saturday personal?... New window ) Image: Couple riding in convertible along beach this week with a 13.9 APR! High credit scores to take out a personal loan no LightStream fees few... Loan and see if it ’ s website and select auto from personalfinance. Consumer loan along beach at home for the next 5 years with a 9.65 % rate LightStream to!, “ rate Beat. ” Written by: Sarah Brady monthly payments years debt. Loan secured or unsecured and powered by the cloud deposited directly into bank... Bad idea 9.65 % rate the cloud the most romanticized vehicles in world history any full coverage Details!

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